Independent Mortgage Advisors

First time buyers

First time property buyers with the means to break into the housing market.

While it works as a regular mortgage, some lenders offer first home buyers rate discounts, waiver on fees, and free loan features that can help them manage their finances while they service their loans.

Climb the property ladder

Buying a first house can be emotional that you may work hard for years, and is the first step in the next chapter of your life. We want to ensure your first time buying home as exciting as it should be, minus the stress and anxiety that comes along with doing it yourself.

Compare & check

We'll compare the latest mortgage deals for you by understanding your financial and lifestyle goals.

Deals you may be eligible for

We'll let you know which deals you're eligible for by answering a few questions. No need for a credit check!

Apply online

We'll help you with the paperwork and submit the application on your behalf by phone or online.

Dedicated Adviser

Stay in touch with your dedicated adviser throughout the application & acceptance process.

How much can I borrow?

Our specialised calculator gives you an estimate of the amount of money that you – or you and a partner can borrow.

Find the right mortgage

Buying a first home can be a tricky process. We can help you start your property journey with the right mortgage for your situation.

Speak to an Expert

How much will my mortgage cost?

Our specialised calculator gives you an estimate of your mortgage repayment

Calculate Stamp Duty Fees

First time buyer relief is available for property purchases below specific thresholds. First time buyers will not pay any stamp duty on property purchases below £425,000 with further relief available for transactions up to £625,000.

Stamp Duty Calculator